Not just another card
Direct payments. Customer to Merchant. Simplified.
OpenNFC is a card directly connected to your bank account
How does it work?
Every payment is essentially money moving directly between accounts. We’ve simplified that process, removing unnecessary intermediaries and high fees.
OpenNFC Playground
We don’t hold or touch the funds. We simply provide the playground where issuers, acquirers, and merchants interact freely.
Funds transferred directly, merchant receives instantly
Bank Account
Customer
Merchant’s terminal instantly recognizes the payment
Cashier
After scanning cashier sends the total amount to POS terminal via ECR
Advantages that Matter
Bank-grade security for every transaction
Highly secure
Same seamless UX
Same phone, same terminal, same familiar experience.
No payment schemes — no high fees. Businesses save, and customers get better prices.
Lowest cost
Fastest deployment
Launch within weeks, not months. No bureaucracy, no unnecessary costs.
ESG
Lower fees → Lower prices → Greater value for everyone
Benefits for everyone
We don’t just cut business expenses.
We create a sustainable future.
We create a sustainable future.
Environmental responsibility
Less plastic, 70% fewer CO₂ emissions. A simple solution with real benefits for society and the environment.
Who benefits?
Everyone wins, including the environment
Customers save money on purchases
Merchants cut expenses and can offer better prices
Acquirers significantly reduce processing costs
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Issuers launch new payment solutions quickly
FAQ
Every payment is essentially an account-to-account transfer. Currently, these transfers involve costly middlemen and payment schemes. We make them simple, direct, fast, and cost-effective.
The payment seamlessly falls back to regular payment cards (Visa, Mastercard, etc.). No risks or complexities.
OpenNFC does not store or handle funds. We merely pass authorization requests to the bank. Security and fraud control are entirely managed by the bank, just like regular bank transfers.
The bank is always responsible, exactly as in any standard account-to-account transaction. OpenNFC only transmits payment information.
Get in touch today
2025, Amsterdam, Netherlands
We’ll answer your questions and help you launch within weeks